Insurance Coverage Issues
Insurance coverage issues are of paramount importance to modern commerce and law. Nearly every public activity undertaken by a business or individual, and almost every aspect of civil litigation, is affected by whether there is coverage and the extent of coverage. When a coverage challenge arises, clients want an attorney on their side who knows the law and the issues better than the lawyer or insurance adjuster on the other side, and even better than the judge who will decide the dispute.
The attorneys at Leritz & Plunkert have the experience and reputation to command respect on these issues. When we address a judge, attorney or an insurance professional on a coverage matter, they know that our opinions and legal arguments are based on our thorough knowledge both of the law and of the complexities of the modern insurance policy.
In addition to having advised and represented clients on coverage disputes for several decades, our attorneys have written professional treatises and attorney practice guides on the law of insurance coverage. We have presented lectures and litigation practice seminars on the issues and strategies involved in coverage disputes, and we have earned the respect of professionals, both within the legal community and within the insurance industry.
We stand ready to protect the rights and privileges of both insureds and their insurers. Whether a homeowner or business owner is denied coverage by an insurance company, or whether a party seeks coverage for damages or activities beyond the scope of their contract, we at Leritz & Plunkert will ensure that our clients receive the benefits and protections of the policy.
We are prepared to provide advice and representation on all manner of coverage issues and disputes, including Declaratory Judgment (DJ) Actions, bad faith and vexatious refusal to pay, reservation of rights, duty to provide a legal defense and refusal to defend, coverage exclusions, stacking and “other insurance” issues, refusal to settle, and compliance with motor vehicle financial responsibility laws (MVFRL), among others. We are familiar with many and varied types of contemporary insurance policies, including homeowners, Commercial General Liability (CGL), auto, including uninsured motorist (UM) and underinsured motorist (UIM) issues, life insurance, and professional liability and malpractice insurance, to name a few.